Can I fund my supplier payment using USDC or USDT?

Yes. Approved customers can fund transactions using USDC or USDT through supported blockchain networks shown in their confirmed funding instructions.

How quickly are China supplier payments completed?

Payments may typically be completed within 30 minutes after approval and confirmed funding. Actual timing depends on blockchain confirmation, compliance review, banking availability and destination-market conditions.

What fees does Prosperon Trade charge?

Progressive service fees are 1.00% for the first $50 million, 0.80% for the next $50 million and 0.50% above $100 million in cumulative processed volume. Applicable FX or exceptional third-party charges are disclosed separately.

What documents are required?

Requirements generally include business-verification documents, a commercial invoice, the supplier’s legal name, beneficiary bank details, payment purpose and supporting trade documents.

Approved business customers only

Pay China suppliersin USD.At scale.

A structured payment route for approved businesses making high-volume supplier payments to mainland China. Fund transactions using USDC or USDT, receive transparent pricing and deliver funds through local banking rails.

Business payments only
USDC and USDT funding
Invoice-led processing
High-volume ready

Transaction route

Live

Your Business

Approved B2B entity

Step 01

USDC / USDT Funding

Digital dollars in

Verified China Supplier

Local banking rails

Typical settlementUnder 30 min*

*After approval and confirmed funding. Subject to review, blockchain confirmation and banking availability.

01 — Stablecoin off-ramp

Stablecoin off-ramp. Local delivery.

We specialize in converting stablecoins — USDC and USDT — into local currencies and delivering funds through trusted banking rails. There is no need to build relationships with banks in every market — we have already established the required payment infrastructure.

USDC & USDT funding

Fund transactions in USDC or USDT across supported blockchain networks, shown in your confirmed funding instructions.

Local banking rails

Delivery through established local banking rails in multiple countries — no need to build bank relationships in every market.

Transparent pricing

Competitive FX rates and transparent, disclosed fees on every transaction. No hidden intermediary deductions.

02 — The process

How it works

Four controlled stages from stablecoin funding to local-currency delivery to your verified China supplier.

Receive stablecoins

Send USDC or USDT to the Prosperon Trade platform. Supported stablecoin networks are confirmed in your funding instructions.

Instant conversion

Prosperon Trade converts digital dollars into local currency at competitive rates with transparent pricing.

Local settlement

We route funds through local banking rails for fast, reliable delivery to the recipient's account.

Multi-currency delivery

The recipient receives funds in their local currency, while you receive real-time payment confirmation.

03 — Why Prosperon

Built for serious trade volumes

Payment infrastructure operated with the discipline institutional importers and trading businesses expect.

High-volume coordination

Structured handling of large and repeat supplier payment programmes.

Supplier verification

Supplier and beneficiary verification before funds move.

Clear execution process

A defined route from payment brief to settlement confirmation.

Commercial invoice review

Invoice-led processing aligned to trade documentation.

Records & confirmation

Transaction records and payment confirmation for every transfer.

Recurring payments

Support for repeat and recurring supplier payment schedules.

04 — The difference

Traditional rails vs Prosperon Trade

Comparison	Traditional	Prosperon Trade
Settlement time	3–5 business days	Typically under 30 minutes after approval and confirmed funding
Operating hours	Business hours only	Submit and fund transactions 24/7/365
Minimum transfer	Often $500+	No Prosperon platform minimum; route-specific requirements may apply
Fees	Multiple intermediary deductions	Transparent, disclosed pricing

Settlement timing remains subject to transaction review, blockchain confirmation, banking availability, compliance approval and destination-market conditions.

05 — Cumulative volume pricing

Progressive tiers. Fixed rates.

Fees apply progressively across your cumulative processed volume. When a payment crosses a threshold, each portion is priced at its own tier — never one blended rate.

Tier 1

1.00%

100 basis points

First $50M cumulative

Tier 2

0.80%

80 basis points

Next $50M cumulative

Tier 3

0.50%

50 basis points

Volume above $100M

Worked example

Prior cumulative volume $45,000,000 and a new payment of $10,000,000:

First $5M × 1.00%

$50,000

Remaining $5M × 0.80%

$40,000

Total Prosperon fee

$90,000

06 — Payment & fee calculator

Price your payment in seconds

Enter your payment amount and prior cumulative processed volume. Progressive tier pricing is applied instantly, including transactions that cross thresholds.

Payment details

Payment amount (USD)

Prior cumulative processed volume (USD)

Payment frequency

Supplier legal name

Goods / payment purpose

Target payment date

Calculated result

Prosperon service fee

$580,000.00

Effective fee

0.967%

Total funding required

$60,580,000.00

New cumulative volume

$60,000,000.00

Tier-by-tier breakdown

Tier 1 @ 1.00% · $50,000,000.00$500,000.00
Tier 2 @ 0.80% · $10,000,000.00$80,000.00

Prepared payment summary

PROSPERON TRADE — PAYMENT SUMMARY
Payment amount: $60,000,000.00
Prior cumulative processed volume: $0.00
Prosperon service fee: $580,000.00
Effective fee: 0.967%
Total funding required: $60,580,000.00
New cumulative volume: $60,000,000.00
Tier-by-tier breakdown:
  - Tier 1 (1.00%): $50,000,000.00 -> $500,000.00
  - Tier 2 (0.80%): $10,000,000.00 -> $80,000.00
Payment frequency: One-time
Supplier legal name: —
Goods / payment purpose: —
Target payment date: —

Fees exclude any separately disclosed FX conversion or exceptional third-party charges. Subject to compliance approval and transaction review.

07 — Request a quote

Start a Payment Brief

Submit your payment details for review. Every brief receives a unique CHN-PAY reference. Transactions proceed only after business verification, compliance review and quote approval.

Prefer to talk first?

Chat with our operations desk on your preferred channel.

08 — Payment requirements

What you need to prepare

Invoice-led processing keeps every transaction aligned to verifiable trade documentation.

Commercial invoice

Supplier's registered legal name

China beneficiary bank details

Payment purpose and description of goods

Customer business-verification documents

Supporting documents requested during compliance review

09 — FAQ

Questions, answered

Submit a Payment Brief with the payment amount, supplier details, beneficiary bank information, commercial invoice and payment purpose. Transactions proceed after business verification, compliance review and quote approval.

Compliance notice

Prosperon Trade facilitates business-to-business supplier payment coordination. Customer onboarding, transaction execution and settlement remain subject to compliance approval, transaction review, banking cut-off times, blockchain confirmation, partner availability and destination-market requirements. Displayed fees exclude any separately disclosed FX conversion or exceptional third-party charges. Nothing on this page constitutes a guarantee of transaction acceptance or settlement time.

Prosperon Trade coordinates this service using KeyBS Pay payment infrastructure. KeyBS Pay is a financial-technology platform, not a bank. KeyBS Finance LLC is registered with FinCEN as a U.S. Money Services Business; FinCEN registration is not a banking licence or a money-transmission licence. Regulated services are provided through appropriately licensed financial-institution partners where applicable.

For approved business entities only — KYB required